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A real estate agent welcoming a smiling couple into a modern home for a showing, highlighting the home-buying experience.

Navigating Home Shopping as a Couple: Your Guide to Success

Buying a home can evoke feelings of excitement and pride. But when you’re buying a home as a ...
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A young woman in work gloves and a headband sits on the floor, smiling while reviewing blueprints, surrounded by home renovation tools.

Maximizing Your Home’s Value in 2025: Affordable Renovations with Big Returns

Thinking about selling your home in the future? Or maybe you just want to enjoy a more updated ...
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A cheerful couple working together at a kitchen table, with one person writing in a notebook and the other leaning affectionately over their shoulder. A laptop and glass of orange juice are on the table, and the background shows a bright, modern kitchen.

What Tax Season Can Teach Homeowners About Their Budget Habits

As tax season rolls around, homeowners find themselves reviewing an important set of financial documents: their tax returns. ...
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A man sitting on a green sofa in a cozy, modern living room, using a laptop on a wooden coffee table. The room features a large window, indoor plants, and minimalist decor with warm tones.

Your Guide to Financial and Tax Prep for First-Time Homeownership

Becoming a homeowner brings exciting new opportunities—and some important changes to your financial life, including how you file ...
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A father smiles as he plays with his two young sons, who are sitting in a large cardboard box in a living room filled with moving boxes and furniture. The scene captures a joyful moment during a home move."

How to Buy Your Next Home While Selling Your Current One

Selling your current home and buying a new one at the same time can feel like a high-stakes ...
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A woman wearing glasses and a sleeveless white top sits at a wooden table in a kitchen, smiling and waving at her laptop screen during a video call. Papers and a white coffee mug are on the table, with plants and kitchenware visible in the background.

What Your Clients Need to Know About Buying a Home After Landing a New Job

Landing a new job is an exciting milestone for your clients, often bringing the prospect of purchasing their ...
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A happy couple sitting on a couch at home, smiling and looking at a smartphone together. One holds a coffee mug, creating a cozy and relaxed atmosphere.

Shortening Your Loan Term: Benefits of Switching to a 15-Year Mortgage

Refinancing to a 15-year mortgage can have many benefits for homeowners looking to pay off their home faster ...
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A joyful family cooking together in a bright kitchen. An elderly woman stirs a pot on the stove while two younger adults smile and prepare vegetables, including eggplants, carrots, and peppers, on a counter nearby."

Breaking Down the Costs of Refinancing: Is It Worth It?

Refinancing your mortgage can be a smart way to lower monthly payments, secure a better interest rate, or ...
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How to Help Clients Decide if Refinancing is the Right Move

A new report from CoreLogic reveals that homeowners with mortgages saw their equity rise by a staggering $1.3 ...
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How to Know When to Refinance Your Mortgage Loan

Refinancing your mortgage can be a smart financial move, but timing is everything. Whether you’re hoping to lower ...
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Why You Should Consider Getting Dual Licensed as a Loan Officer

Why You Should Consider Getting Dual Licensed as a Loan Officer

As the real estate industry evolves, staying ahead of the curve is crucial. One of the most strategic ...
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Smiling couple meeting with a professional advisor, shaking hands in a bright modern office setting.

End-of-Year Financial Checkup: Setting Yourself Up for Success in the New Year

As the end of the year approaches, it’s not just a time for celebrating holidays and making New ...
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Couple wearing Santa hats sitting on a couch by a decorated Christmas tree, smiling at each other while shopping online using a laptop and credit card, with wrapped gifts and festive mugs on the table nearby.

How to Deck the Halls Without Decking Your Credit This Holiday Season

The holiday season is a time for joy, celebration, and, often, spending. Between buying gifts, hosting gatherings, and ...
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Aerial view of a suburban neighborhood with curved streets, single-family homes, and green lawns, adjacent to a wooded area with dense trees.

How to Know When the Market Has Turned in Your Favor

The summer season is typically a seller's market. Buyers rush to close deals before school starts, often leading ...
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A real estate agent showing a modern home to a smiling couple, discussing features while holding a tablet in a stylish, well-lit living room.

What You Should Know About the NAR Settlement

The real estate landscape is evolving once again with some of the most significant shifts the market has ...
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Couple smiling at each other while doing dishes in a modern kitchen; the man wears orange gloves and holds a sponge, while the woman dries dishes with a cloth

Discovering the Benefits of Down Payment Assistance Programs

For many first-time homebuyers, saving for the downpayment of a home is not only the first step, but ...
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Couple reviewing renovation plans in their home, with a paint roller and ladder in the background, symbolizing a home improvement project.

Unlocking Your Home Buying Potential: The FHA 203(k) Loan Explained

In the world of real estate and home buying, finding the perfect home often means striking a balance ...
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A couple reviewing renovation plans with a contractor at a construction site. The contractor, wearing a yellow hard hat, discusses project details.

How to Choose the Right Contractor for Your Next Home Project

If you’re like many homeowners, you might be eying a future home improvement project. From kitchens to bathrooms, ...
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A young couple painting a bright, sunlit room together. The woman in the foreground, wearing a striped shirt, smiles while rolling white paint on the wall. The man in the background, dressed in a plaid shirt and jeans, uses a roller to paint higher areas. The room has large windows allowing natural light, with painting supplies and moving boxes scattered around, suggesting a home renovation project.

A Homeowner’s Guide to Renovation Loans: How to Transform Your Home with Financial Flexibility

From first-time homebuyers to long-time homeowners, renovation loans can provide the financial flexibility needed to upgrade and customize ...
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A happy couple sitting in their new home, surrounded by moving boxes, smiling and celebrating their move-in while unpacking in a cozy living room.

Unlock Your Dream Home with Keller Assist DPA: Your Path to Homeownership Made Simple!

Owning a home is a major milestone with many perks. Financially, it’s a smart investment, allowing you to ...
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A happy couple sitting on the floor of their new home, surrounded by moving boxes, enjoying coffee and smiling at each other in a modern living space.

Unlock Hassle-Free Homeownership with Keller Home Loans

Are you self-employed and dreaming of owning your own home? At Keller Home Loans, we understand the unique ...
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[INFOGRAPHIC] How Credit Impacts Your Ability to Get a Home Loan

Lenders consider numerous elements when evaluating your mortgage application. Familiarizing yourself with these metrics can aid in your ...
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Unlocking Homeownership Dreams: Innovative Loan Programs for Every Buyer

Owning a home is a dream for many, and with the right financing solutions, that dream can become ...
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A real estate agent showing a modern home to a smiling couple, pointing out features in a bright living room as they discuss the property.

Debunking Common Mortgage Myths: Separating Fact from Fiction

As real estate professionals, it's important to be equipped with accurate information about mortgages to better serve your ...
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A happy couple relaxing at home on a cozy couch, with the man playing an acoustic guitar and the woman smiling while holding a glass of wine.

Empty Nesters’ Guide to Downsizing: How to Right-Size at the Right Time

As the children grow up and move out, many empty nesters may find themselves faced with a newfound ...
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[INFOGRAPHIC] The Path to Homeownership

Make your journey to homeownership easier by securing a comprehensive Offer Ready pre-approval through Keller Home Loans, offering ...
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[INFOGRAPHIC] Tips for First-Time Homebuyers

Purchasing your first home is a significant decision but also one of the most rewarding choices you can ...
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A luxurious modern home with a beautifully landscaped front yard, featuring trimmed hedges, blooming flowers, and a curved walkway leading to the entrance.

Introducing the ONE+ Mortgage Loan: A Game-Changer for Homebuyers

There's exciting news on the horizon for both you and your clients looking for mortgage financing. Keller Home ...
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A couple standing together in a grassy field, embracing as they look at their new home in the distance, bathed in warm sunset light.

Unlocking Homeownership Dreams: Introducing Purchase Plus by Keller Home Loans

For many, the dream of owning a home can often be overshadowed by financial barriers and uncertainty. However, ...
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A group of professionals enjoying coffee and engaging in a lively conversation at a modern café, symbolizing networking and relationship building.

How to Harness Your Sphere of Influence in Real Estate

Your network isn’t just a linear list of contacts; it’s a multidimensional sphere of untapped potential. While many ...
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A confident businessman in a suit, sitting at a desk with a laptop, smiling while talking on his smartphone in a modern office setting.

Tapping into Prospecting Strategies That Convert Leads to Customers

Are you prepared to elevate your real estate game? As a real estate professional, you understand that success ...
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A happy couple sitting on a cozy couch, smiling while looking at a laptop, symbolizing financial planning or researching home refinancing options.

How to Unlock Your Home’s Equity with a Cash-Out Refinance 

Your home is your smartest investment, reflecting your commitment to timely mortgage payments and a secure financial future ...
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10 Tips to Help Your Client’s Financial Outlook Before Buying a Home

Great real estate agents understand the importance of guiding clients through every stage of the home-buying process. While ...
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A professional man in a suit sits at a desk, holding glasses in his hand while attentively looking at a computer screen in a modern office setting.

Key Home Loan Regulation Changes to Watch in 2024

Have you noticed the recent shifts in home loan regulations? The interest rate hikes of 2022/2023 have had a ripple ...
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A smiling woman sitting at a kitchen counter, using her laptop and holding a smartphone, appearing engaged in a financial or mortgage-related task.

How to Use Your Mortgage to Pay Off Your Debt

In the U.S., personal debt is at an all-time high. According to the Federal Reserve, household debt hit a record ...
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A happy military family relaxing together in their cozy living room, with a smiling mother, father in an Army shirt, and their young child.

Understanding VA Closing Costs

As a veteran or service member who’s ready to embark on your home ownership journey, the first step ...
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A mother holding her young child looks towards their new modern home, symbolizing a fresh start and homeownership dreams coming true.

What is a 2-1 Buydown Loan and How Does It Help Homebuyers?

Today’s mortgage rates are hovering right around the historic median of 7.5%. But after a decade of exceedingly low ...
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Professional woman in a white blouse talking on the phone while taking notes at her desk, working on real estate or financial planning.

Tips for Helping Your Clients Save on Closing Costs in a Home Sale

As a real estate professional, your clients turn to you to help them navigate an often emotional and ...
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A real estate agent hands over house keys to a happy couple inside their new home, symbolizing the completion of a home purchase.

Interest Rates and the Housing Market: A Guide for First-Time Homebuyers

Buying a new home is an exciting adventure. If you’re a first-time homebuyer, it can also come with ...
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A festive front porch of a brick and white-paneled home decorated with holiday wreaths, red bows, and snowflake window decals.

The Benefits of Buying a Home During the Holidays

There’s no need to wait until springtime to start shopping for your new home. Not when the holiday ...
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A stylish holiday mantel display with black, white, and gold decor, featuring a white reindeer figurine, candles, nutcrackers, and festive ornaments against a dark green wall.

6 Real Estate Trends to Watch This Holiday Season

As the year winds down and temperatures drop, the real estate market is seeing some notable changes. Mortgage ...
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From Drab to Fab: Interior Painting Tips for a Happier Home

When it comes to giving your home a fresh look, choosing the right type of paint can make ...
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Mastering Home Maintenance: Your Complete Checklist for Tips Year Round

As we usher in a brand-new year, the time-honored tradition of crafting New Year's resolutions often revolves around ...
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A happy couple stands outside a brick home, embracing while holding a coffee cup, as a smiling real estate agent in a black blazer shows them a folder with documents.

How to Help Your Homebuyer Clients Secure the Right Home Loan

Have you ever had a deal fall apart because of financing? Have you ever had a buyer upset ...
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A couple walks hand in hand down a snowy sidewalk lined with festive holiday lights, admiring a beautifully decorated house at dusk.

How Does the Holiday Season Impact the Real Estate Market?

With the holiday season fast approaching, homebuyers and sellers are getting more curious about seasonal market conditions. Should ...
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Understanding VA Loans

Since 1944, the VA home loan has supported many of our country's bravest individuals in achieving their dream ...
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A real estate agent hands house keys to a smiling young girl while her mother embraces her in front of their new home on a sunny day.

How to Help Your Clients Buy a Home This December

While spring is synonymous with the start of the homebuying season, buying a home during the holidays has ...
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A smiling customer service representative wearing a headset sits at a desk in a modern office, engaged in a phone conversation.

Real Estate Agent Scripts for Addressing Seasonal Value Changes

How many times have you heard homebuyers and sellers say, “Maybe we should wait until the spring to ...
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A smiling couple in business attire reviews financial documents with a mortgage advisor in a modern office, discussing home loan options.

How Credit Impacts Your Ability to Get a Home Loan

There are many factors that lenders use to assess your application for a mortgage. Understanding these criteria can ...
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A joyful family exchanging holiday gifts in a warmly decorated living room with a Christmas tree in the background, creating a cozy atmosphere.

10 Tips for Buying a Home During the Holiday Season

The holiday season is full of hustle and bustle. It’s traditionally a time spent gathering with friends, attending ...
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A happy couple embraces in a modern kitchen after signing home purchase documents, while a real estate agent smiles and prepares paperwork.

The Mortgage Rate Explainer for New Clients

As a real estate professional, it’s common to advise clients on a wide range of topics, from evaluating ...
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Real estate agent discussing home buying details with a smiling couple outside a modern house, holding a portfolio in hand.

Understanding Mortgage Insurance: A Guide for Real Estate Agents and Their Clients

Mortgage insurance is a useful tool that makes homeownership more accessible to would-be buyers who are unable to ...
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A home inspector wearing a yellow hard hat and high-visibility vest holds a clipboard with an inspection checklist while measuring a wall.

The Most Important Factors to Look for in a Home Inspection

You’ve finally found your dream home, and you can’t wait to get the keys and start moving in. ...
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A happy couple sits in their cozy living room, reviewing receipts and financial documents while working on a laptop. They appear engaged and content as they manage their home finances together. The space has a warm ambiance with natural light streaming through large windows, books, and papers spread across the coffee table.

How to Determine the Resale Value of Your Home

Are you thinking about selling your home? Or maybe you just want to know how much you could ...
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A smiling couple sits across from a mortgage advisor at a desk, discussing home loan options, with their small fluffy dog on their lap.

Understanding the Home Loan Process

There’s nothing quite like the thrill of having a home you call your own. Purchasing a home is ...
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Common Mistakes Your Buyers Make During the Home Loan Process (and How to Prevent Them)

As a real estate professional, is there anything more frustrating than having a deal falling through because of ...
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Tips for Optimizing Kitchen Cupboard Organization

An organized kitchen is a key ingredient in creating a functional and enjoyable cooking space. With these DIY ...
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Boosting Energy Efficiency: Top DIY Improvements for Your Home

In an era of rising energy costs and environmental concerns, homeowners are increasingly seeking ways to improve the ...
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Tips for Weatherproofing Your Home Before Winter

As a homeowner, you understand the importance of maintaining and enhancing your property. Weatherproofing your home not only ...
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4 Ways to Use Threads in Your Marketing Efforts

In a tight housing market, you want to get the word out fast about a new listing or ...
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Fixed vs. Adjustable Mortgages: Guiding Clients with Clarity

Discover the key differences between fixed and adjustable-rate mortgages. This concise guide will help realtors advise clients with ...
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How Loan Prepayment Helps Your Buyers (And Your Business)

Saving your clients money on their mortgages is your secret weapon in generating repeat business and referrals. Here’s ...
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How DPA Programs Can Help Your Buyers Find the Perfect Home

Here’s how real estate agents can leverage down payment assistance programs to close more deals while make homeownership ...
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What is a Loan-to-Value Ratio in a Home Appraisal?

Everything you need to know about calculating LTV ratios, the home appraisal process, how they impact the homebuying ...
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What Home Improvements Add the Most Value To Your Home?

Homeowners in the United States have increasingly undertaken remodeling projects to enhance their living spaces. The 2022 Remodeling Impact ...
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How to Prepare and Prevent Financial Emergencies as a Homeowner

Owning a home is a significant milestone, but it also comes with financial responsibilities and potential emergencies that ...
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Inexpensive Ways to Spruce Up the Exterior of Your Home

Enhancing the curb appeal of your home doesn't have to break the bank. With a little creativity and ...
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The Power of Extra Principal and Interest Payments: Unlocking Financial Freedom

Achieving financial freedom is a goal shared by many individuals, and one effective strategy to accelerate this journey ...
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Tips for Managing Your Household Budget

You did it! You’re a homeowner. You saved. You budgeted. And now you’ve moved into your new home. ...
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5 Essential Tips for Agents Assisting First-Time Homebuyers

Discover five key tips for real estate agents who are helping to guide first-time homebuyers on their exciting ...
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The Top 5 Homebuying Trends for Agents to Watch in 2023

Keller Home Loans is proud to offer this list of current homebuying trends to help real estate agents ...
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First-Time Home Buyer's Navigating Their Decisions

First-time Homebuyer? Avoid These 4 Common Pitfalls

Buy your first home with confidence. Uncover the common errors first-time buyers make and how to steer clear.  ...
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Good, better, best: pre-qualified, pre-approved, or offer ready?

Mortgage terminology If you’re thinking about buying a new home, you may be confused by all the mortgage ...
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Interest rates: what you need to know?

Introduction When it comes to mortgage loans, think of interest rates as the celebrities, because they're the ones ...
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Navigating the home loan process: a step-by-step guide

Back to basics: what is a mortgage? For most everyday purchases, you pay the sales price in full, ...
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Shopping for a new home? Learn about the role your credit plays in the process

What is credit? Simply put: Your credit is your ability to borrow money with the agreement that you’ll ...
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Refinancing your home: what is it and who can benefit?

Introduction Your home is one of your biggest investments. Home refinancing is a common practice for many homeowners ...
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Should I rent or buy?

3 questions to ask yourself as you consider renting vs buying Should I rent or buy? This is ...
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Your first-time homebuyer’s guide (part four)

What to expect during closing? You’ve made it to the fourth, and final installment of Your First-Time Homebuyer’s ...
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Your first-time homebuyer’s guide (part three)

Introduction Welcome to Your First-Time Homebuyer’s Guide, Part Three! If you’ve completed parts one and two of the series, you’re practically a ...
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Your first-time homebuyer’s guide (part one)

Introduction As shared in the second edition of Your First Home, written by Gary Keller and Jay Papasan: “Buying ...
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Your first-time homebuyer’s guide (part two)

Introduction In First-Time Homebuyer’s Guide (Part One) we covered key elements such as deciding to buy, finding your ...
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