Unlocking Homeownership Dreams: Innovative Loan Programs for Every Buyer

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Owning a home is a dream for many, and with the right financing solutions, that dream can become a reality. Whether your clients are first-time homebuyers stepping into the real estate market or seasoned investors expanding their portfolios, having access to innovative loan programs can make all the difference. At Keller Home Loans, we’re committed to providing tailored financing options that meet diverse needs and elevate the home buying experience. As we enter the peak buying and selling season, let’s explore some of our exceptional loan programs designed to help your clients achieve their dream of homeownership. 

ONE+ Mortgage Program: Bringing Homeownership Within Reach 

The ONE+ mortgage program from Keller Home Loans is a game-changer for homebuyers, offering a groundbreaking 1% down payment option with reduced private mortgage insurance. This program is designed to make homeownership more accessible by lowering the barrier of entry with an affordable low down payment option. Real estate professionals can elevate their clients’ homebuying experience by introducing them to the ONE+ mortgage program, where affordable homeownership is now at their fingertips. 

CHOICEReno eXPress: Integrating Renovation Costs into Financing 

For homebuyers looking to address aging housing supply or incorporate small-scale renovations, the CHOICEReno eXPress program is a perfect fit. This program allows homebuyers to include renovation costs in their mortgage financing, making it easier to create their dream home while addressing housing needs in the community. With the ability to combine CHOICEReno eXPress with other mortgage options and flexible eligibility criteria, this program empowers homebuyers to make their dream home a reality. 

Keller Assist DPA Program: Zero Down Payment for FHA Loans 

The Keller Assist DPA (Down Payment Assistance) program is designed to support homebuyers by offering 100% financing for FHA loans, eliminating the need for a down payment (closing costs still apply). This program is a game-changer for those who may struggle with saving for a down payment, making homeownership more attainable than ever. Real estate professionals can expand their client base and empower more buyers by introducing them to the Keller Assist DPA Loan Program. 

Wealth Builder Home Loan: Investing Made Easy 

Investing in real estate can be a rewarding journey, and our Wealth Builder Loan program is here to make it easier. This program focuses on the property’s ability to generate income, allowing investors to qualify based on rental income rather than personal credit and income history. With competitive rates, flexible terms, and a streamlined application process, the Wealth Builder Loan program is tailored to investors’ unique needs, making real estate investing more accessible and manageable. 

Empowering Homebuyers and Investors 

At Keller Home Loans, we’re dedicated to empowering homebuyers and investors alike with innovative loan programs that cater to their specific needs. Whether it’s bringing homeownership within reach with low down payment options, integrating renovation costs into financing, offering zero down payment assistance for FHA loans, or simplifying real estate investing, we’re committed to making the dream of owning a home a reality. Let’s work together to unlock homeownership dreams and build brighter futures for our clients. 

*This is not a commitment to lend or extend credit. All loans are subject to credit approval. Programs subject to change without notice. Rates and terms are subject to change. APR may vary. Not all borrowers qualify for all programs, must meet underwriting guidelines and are subject to credit review and approval. For mortgage loans other than fixed loans, it is possible that the borrower’s payment may increase substantially after consummation.  

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