Refinancing

How to Unlock Your Home’s Equity with a Cash-Out Refinance 

Your home is your smartest investment, reflecting your commitment to timely mortgage payments and a secure financial future as a homeowner. So, let’s make that equity work for you! With a cash-out refinance from Keller Home Loans, you can leverage your home’s equity to gain access to additional funds for all of life’s surprises! What […]

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What is a Loan-to-Value Ratio in a Home Appraisal?

Everything you need to know about calculating LTV ratios, the home appraisal process, how they impact the homebuying process and vary by different loan types. The loan-to-value (or LTV) ratio is one of the most critical factors a mortgage lender reviews when determining your mortgage loan qualifications when you’re looking to purchase or refinance. A

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Refinancing your home: what is it and who can benefit?

Introduction Your home is one of your biggest investments. Home refinancing is a common practice for many homeowners who want to leverage that investment to improve their overall financial situation by trading in their current mortgage for one with more favorable terms. If you’re considering refinancing, let’s look at how it works, some of the

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