News & Insights

Great real estate agents understand the importance of guiding clients through every stage of the home-buying process. While searching for the perfect home might seem like the most exciting part of the journey, it’s also crucial to make sure clients have a solid financial foundation before making their purchase.   Not only can understanding a

Have you noticed the recent shifts in home loan regulations? The interest rate hikes of 2022/2023 have had a ripple effect throughout the housing market, changing buyer demand and altering some of the regulations around mortgage lending.  Whether you’re a real estate agent or a mortgage broker, your knowledge of changing home loan regulations confirms your status

In the U.S., personal debt is at an all-time high. According to the Federal Reserve, household debt hit a record $16.9 trillion at the end of 2022, which is up $2.75 trillion since 2019. If your consumer debt feels overwhelming and your monthly payments are a large portion of your income, you may look for other solutions.  One

As a veteran or service member who’s ready to embark on your home ownership journey, the first step is to consider your financing options. The Department of Veterans Affairs (VA) guarantees home loans for veterans and service members to help achieve home ownership goals. While VA loans are similar to conventional mortgage loans, there are some notable

Today’s mortgage rates are hovering right around the historic median of 7.5%. But after a decade of exceedingly low rates, the recent increases are causing some homebuyers to find creative ways to secure a lower rate. Some buyers are paying mortgage points upfront to reduce their mortgage rates. Others are opting for an adjustable-rate mortgage (ARM) rather than fixing their

As a real estate professional, your clients turn to you to help them navigate an often emotional and complicated process. They trust your guidance and insight as they make what is often their most significant investment. Investing in a home can be scary for many, especially first-time buyers. It’s easy to be overwhelmed by how

Buying a new home is an exciting adventure. If you’re a first-time homebuyer, it can also come with a bit of confusion. With news headlines focusing on fluctuating interest rates and changing market dynamics, it can be hard to understand whether it’s actually a good time to buy a home or if you’re better off

There’s no need to wait until springtime to start shopping for your new home. Not when the holiday season provides several advantages for homebuyers! From reduced competition and motivated sellers to potential cost savings and tax benefits, here are five compelling reasons to buy a home during the holiday season. 1. Fewer Other Buyers to