As real estate professionals, it’s important to be equipped with accurate information about mortgages to better serve your clients. A misinformed client, or worse, a misinformed agent, could leave the keys to their dream home on the table if not fully immersed in the home buying and lending process. At Keller Home Loans, we know […]
Debunking Common Mortgage Myths: Separating Fact from Fiction Read More »
As the children grow up and move out, many empty nesters may find themselves faced with a newfound freedom and opportunity for change. One common decision during this stage of life is downsizing, also known as “right-sizing,” which involves moving to a smaller home that better fits their current needs and lifestyle. However, the process
Empty Nesters’ Guide to Downsizing: How to Right-Size at the Right Time Read More »
Make your journey to homeownership easier by securing a comprehensive Offer Ready pre-approval through Keller Home Loans, offering expedited loan approval and a stronger purchase offer that sellers will appreciate. In this competitive housing market, ensure your offer stands out by obtaining Offer Ready pre-approval from Keller Home Loans. Remember the essential steps: get pre-approved,
[INFOGRAPHIC] The Path to Homeownership Read More »
Purchasing your first home is a significant decision but also one of the most rewarding choices you can make. It offers a space entirely your own, where you can personalize, renovate, and build a fulfilling life. While the idea of owning a home is thrilling, navigating the process for the first time can be complex.
[INFOGRAPHIC] Tips for First-Time Homebuyers Read More »
There’s exciting news on the horizon for both you and your clients looking for mortgage financing. Keller Home Loans is proud to introduce the ONE+ Mortgage Loan, a groundbreaking option designed to empower qualifying homebuyers with an accessible path to homeownership. If you have clients who dream of owning a home but struggle with saving
Introducing the ONE+ Mortgage Loan: A Game-Changer for Homebuyers Read More »
Great real estate agents understand the importance of guiding clients through every stage of the home-buying process. While searching for the perfect home might seem like the most exciting part of the journey, it’s also crucial to make sure clients have a solid financial foundation before making their purchase. Not only can understanding a
10 Tips to Help Your Client’s Financial Outlook Before Buying a Home Read More »
Have you noticed the recent shifts in home loan regulations? The interest rate hikes of 2022/2023 have had a ripple effect throughout the housing market, changing buyer demand and altering some of the regulations around mortgage lending. Whether you’re a real estate agent or a mortgage broker, your knowledge of changing home loan regulations confirms your status
Key Home Loan Regulation Changes to Watch in 2024 Read More »
In the U.S., personal debt is at an all-time high. According to the Federal Reserve, household debt hit a record $16.9 trillion at the end of 2022, which is up $2.75 trillion since 2019. If your consumer debt feels overwhelming and your monthly payments are a large portion of your income, you may look for other solutions. One
How to Use Your Mortgage to Pay Off Your Debt Read More »
As a veteran or service member who’s ready to embark on your home ownership journey, the first step is to consider your financing options. The Department of Veterans Affairs (VA) guarantees home loans for veterans and service members to help achieve home ownership goals. While VA loans are similar to conventional mortgage loans, there are some notable
Understanding VA Closing Costs Read More »
Today’s mortgage rates are hovering right around the historic median of 7.5%. But after a decade of exceedingly low rates, the recent increases are causing some homebuyers to find creative ways to secure a lower rate. Some buyers are paying mortgage points upfront to reduce their mortgage rates. Others are opting for an adjustable-rate mortgage (ARM) rather than fixing their
What is a 2-1 Buydown Loan and How Does It Help Homebuyers? Read More »
