Owning a home is a major milestone with many perks. Financially, it’s a smart investment, allowing you to build equity and enjoy tax benefits like deductions on mortgage interest and property taxes. Beyond money matters, having your own home means stability, a sense of community, and the freedom to make your space truly yours. This stability can boost your mental well-being by providing security and a sense of accomplishment.
At Keller Home Loans, we understand how buying your dream home can be just as challenging as it is exciting. Between saving up for a down payment, building your credit history and gathering all of your important financial documentation for pre-approval, we know the journey to homeownership can feel like a whirlwind of obligations and emotions.
That’s why we’re thrilled to introduce the Keller Assist DPA Loan Program – a groundbreaking opportunity crafted to make owning your own home a breeze.
With 100% financing for FHA loans and NO down payment requirements (closing costs still apply), our program opens doors for more buyers like you, making your dream home within reach.
Why is the Keller Assist DPA Program Your Perfect Partner?
Affordability Within Reach: Kiss your down payment worries goodbye! This program offers 100% financing, making homeownership more affordable and achievable for you without needing to save for a down payment.
Dual Mortgage Structure: We’ve crafted a unique dual mortgage structure, combining first and second mortgages to cover 3.5% of the sales price or appraised value (whichever is less) with various terms available. This means a seamless financial solution, so you can focus on finding your perfect home without the stress.
Benefits Beyond Downpayment Support: Our program isn’t just about down payments – it’s
about empowering you on your homeownership journey:
No Income Limits: We believe everyone deserves a chance at homeownership, so there are no strict minimum income requirements, giving the self-employed and the newly employed new opportunities.
Minimum 600 FICO Score: Your credit score shouldn’t hold you back. With a minimum requirement of 600 FICO score, we’re here to help, no matter your credit history.
Non-Occupant Co-Borrowers Welcome: We understand that everyone’s financial situation is unique. That’s why we welcome non-occupant co-borrowers, so you can explore flexible options to make your dream home a reality.
Perfect for Primary or Second Homes: Perhaps this isn’t your first home purchase? This option works just as great for the emerging real estate investor as it does the perspective homebuyer.
Ready to Make Your Dream a Reality?
At Keller Home Loans, we understand that the path to homeownership can be as challenging as it is rewarding. That’s why we’re excited to offer the Keller Assist DPA Loan Program. With 100% financing and no down payment requirements, our program is designed to make homeownership more accessible and affordable.
Whether you’re a first-time buyer or adding a second home, our unique dual mortgage structure, flexible credit requirements, and support for various financial situations ensure that your dream home is within reach. Let Keller Home Loans be your trusted partner on your journey to homeownership, turning your dreams into reality with ease and confidence.
If you’re ready to take the leap towards homeownership, the Keller Assist DPA Loan Program is here to support you every step of the way. Let’s turn your dream home into a reality – reach out today to learn more and start your journey home with confidence.
