Homebuying - Keller Home Loans

Homebuying

A real estate agent hands over house keys to a happy couple inside their new home, symbolizing the completion of a home purchase.

Interest Rates and the Housing Market: A Guide for First-Time Homebuyers

Buying a new home is an exciting adventure. If you’re a first-time homebuyer, it can also come with a bit of confusion. With news headlines focusing on fluctuating interest rates and changing market dynamics, it can be hard to understand whether it’s actually a good time to buy a home or if you’re better off […]

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A festive front porch of a brick and white-paneled home decorated with holiday wreaths, red bows, and snowflake window decals.

The Benefits of Buying a Home During the Holidays

There’s no need to wait until springtime to start shopping for your new home. Not when the holiday season provides several advantages for homebuyers! From reduced competition and motivated sellers to potential cost savings and tax benefits, here are five compelling reasons to buy a home during the holiday season. 1. Fewer Other Buyers to

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Understanding VA Loans

Since 1944, the VA home loan has supported many of our country’s bravest individuals in achieving their dream of homeownership. Geared towards active-duty personnel, veterans, eligible surviving spouses, and specific National Guard and Reserve members, the VA loan is a versatile option that allows us to give back to those serving our nation. With competitive

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A smiling couple in business attire reviews financial documents with a mortgage advisor in a modern office, discussing home loan options.

How Credit Impacts Your Ability to Get a Home Loan

There are many factors that lenders use to assess your application for a mortgage. Understanding these criteria can help you prepare for your application and get you better results. Your credit score is one significant aspect lenders assess when you apply for a home loan. Whether you’re a seasoned property investor or a first-time homebuyer,

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A joyful family exchanging holiday gifts in a warmly decorated living room with a Christmas tree in the background, creating a cozy atmosphere.

10 Tips for Buying a Home During the Holiday Season

The holiday season is full of hustle and bustle. It’s traditionally a time spent gathering with friends, attending celebrations, and searching for the perfect gifts. If you’ve added buying a home to this year’s holiday to-do list, you may face some unique challenges, but you’ll also be poised to take advantage of exciting opportunities. Understanding

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A happy couple embraces in a modern kitchen after signing home purchase documents, while a real estate agent smiles and prepares paperwork.

The Mortgage Rate Explainer for New Clients

As a real estate professional, it’s common to advise clients on a wide range of topics, from evaluating neighborhoods and property values to answering questions about mortgage financing. Understanding the intricacies of mortgage rates, including how they’re set and the options available, can help you provide homebuyers with the information they need to make informed

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Real estate agent discussing home buying details with a smiling couple outside a modern house, holding a portfolio in hand.

Understanding Mortgage Insurance: A Guide for Real Estate Agents and Their Clients

Mortgage insurance is a useful tool that makes homeownership more accessible to would-be buyers who are unable to save the traditional 20% down payment to buy a home.  As a real estate professional, you have a unique opportunity to introduce your prospective buyers to the concept of mortgage insurance. When you explain how mortgage insurance

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