Homebuying

10 Tips for Buying a Home During the Holiday Season

The holiday season is full of hustle and bustle. It’s traditionally a time spent gathering with friends, attending celebrations, and searching for the perfect gifts. If you’ve added buying a home to this year’s holiday to-do list, you may face some unique challenges, but you’ll also be poised to take advantage of exciting opportunities. Understanding […]

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The Mortgage Rate Explainer for New Clients

As a real estate professional, it’s common to advise clients on a wide range of topics, from evaluating neighborhoods and property values to answering questions about mortgage financing. Understanding the intricacies of mortgage rates, including how they’re set and the options available, can help you provide homebuyers with the information they need to make informed

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Understanding Mortgage Insurance: A Guide for Real Estate Agents and Their Clients

Mortgage insurance is a useful tool that makes homeownership more accessible to would-be buyers who are unable to save the traditional 20% down payment to buy a home.  As a real estate professional, you have a unique opportunity to introduce your prospective buyers to the concept of mortgage insurance. When you explain how mortgage insurance

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Common Mistakes Your Buyers Make During the Home Loan Process (and How to Prevent Them)

As a real estate professional, is there anything more frustrating than having a deal falling through because of an issue with financing?  Even with well-qualified buyers, seasoned agents know that unexpected complications during the home loan process can delay, or completely derail, your transaction. You know how heartbreaking this can be for your buyers (plus,

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How DPA Programs Can Help Your Buyers Find the Perfect Home

Here’s how real estate agents can leverage down payment assistance programs to close more deals while make homeownership more accessible to buyers. Working with buyers isn’t just about helping them find a suitable home; it’s also about making homeownership more accessible by helping your buyers navigate the financial aspect of home buying.  For first-time buyers, the process

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What is a Loan-to-Value Ratio in a Home Appraisal?

Everything you need to know about calculating LTV ratios, the home appraisal process, how they impact the homebuying process and vary by different loan types. The loan-to-value (or LTV) ratio is one of the most critical factors a mortgage lender reviews when determining your mortgage loan qualifications when you’re looking to purchase or refinance. A

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5 Essential Tips for Agents Assisting First-Time Homebuyers

Discover five key tips for real estate agents who are helping to guide first-time homebuyers on their exciting journey to homeownership. For a first-time homebuyer, the process of finding and purchasing a home can be equal parts exciting and overwhelming. As a real estate agent, you have the power to play a key role in

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