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Buying or refinancing is a big deal. Let's do it right.

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Financing for
Vacant Land

Dreaming of owning a piece of land for recreation, investment, or building your future home?

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Learn about what to expect

All of our current offers

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Mortgage definitions

Frequently asked questions

Purchase process

1. Conversation

You’ll connect with a Keller Home Loans loan officer and we’ll discuss your goals and talk about loan options.

2. Application

This step kicks off the loan process. Documentation will be required to get a full picture of your financial situation. Don’t worry, we’ll walk you through what is needed.

3. Offer Ready Pre-Approval

Your credit will be pulled and an underwriter will review and conditionally approve you for a loan amount and program.

4. House Hunting + Offer

Now’s the time to find your dream home and make an offer! You’ll work with your real estate agent to help you structure the offer in the best way possible.

5. Approval + Inspection

All information will be reviewed by a loan processor to verify for accuracy. The final underwriting process will approve or deny the loan. Meanwhile your home will undergo an appraisal and inspection.

6. Closing

Closing documents will be prepared and then provided to the closing agent for your signature. Your closing appointment usually occurs within five days of loan approval.