We now have a 1% down payment mortgage program!
ONE+ by Keller Home Loans
Keller Home Loans is pleased to offer the ONE+ mortgage program, allowing borrowers to purchase a home for as little as 1% down! This exciting program is designed to bring homeownership within reach with an affordable low down payment option.
Highlights & Benefits
- 1% down payment
- 2% grant provided by the lender
- Reduced private mortgage insurance (PMI)
- Primary residence only
- Maximum loan amount of $350,000
Who is Eligible?
The ONE+ program is for eligible first-time homebuyers and repeat homebuyers who make less than or equal to 80% of the area median income (AMI) of the location they’re buying in. It’s only available for purchase loans with a maximum loan amount of $350,000 and can’t be combined with other promotions.
Borrowers will be required to pay a 1% down payment, with the ability to pay a maximum of 3%, and Keller Home Loans will cover an additional 2% of the client’s purchase price as a down payment. This offer is only available on conventional purchase loans. Primary Residence only. Offer valid only for homebuyers with qualifying income is less than or equal to 80% area median income based on county where property is located. Must lock rate on or after 1/15/24. Offer only available on loan amounts of $350,000 or less. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate. This is not a commitment to lend. Keller Home Loans reserves the right to cancel this offer at any time. Acceptance of this offer constitutes the acceptance of these terms and conditions, which are subject to change at the sole discretion of Keller Home Loans. Additional restrictions/conditions may apply.