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Shortening Your Loan Term: Benefits of Switching to a 15-Year Mortgage

Refinancing to a 15-year mortgage can have many benefits for homeowners looking to pay off their home faster and save significantly on interest. By shortening your mortgage term, you can take advantage of lower interest rates, accelerate equity building, and save thousands of dollars in interest over the life of your loan. Whether you’re aiming […]

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End-of-Year Financial Checkup: Setting Yourself Up for Success in the New Year

As the end of the year approaches, it’s not just a time for celebrating holidays and making New Year’s resolutions—it’s also the perfect opportunity to take a good look at your finances. A year-end financial review can help you understand where you stand financially and set yourself up for success in the coming year. Whether

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How to Help Clients Decide if Refinancing is the Right Move

A new report from CoreLogic reveals that homeowners with mortgages saw their equity rise by a staggering $1.3 trillion in the second quarter of 2024, bringing total net equity to $17.6 trillion. While the average homeowner’s equity grew by $25,000 year-over-year, this figure was slightly down from the $28,000 increase recorded in the first quarter.

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How to Deck the Halls Without Decking Your Credit This Holiday Season

The holiday season is a time for joy, celebration, and, often, spending. Between buying gifts, hosting gatherings, and traveling to see loved ones, it’s easy for expenses to pile up quickly. However, without careful planning, these festive expenditures can lead to a post-holiday hangover.   One of the most critical aspects of your financial health during

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