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The real estate landscape is evolving once again with some of the most significant shifts the market has experienced in years, with long-lasting reverberations expected for decades to come. These changes come as The National Association of REALTORS® (NAR) reached a historic agreement on August 17, 2024, modifying how many real estate professionals are paid […]

For many first-time homebuyers, saving for the downpayment of a home is not only the first step, but the most significant step toward homeownership. In fact, according to recent research from the National Association of REALTORS®, 38% of first-time homebuyers said saving for a downpayment was the most difficult step in the process and roughly

In the world of real estate and home buying, finding the perfect home often means striking a balance between vision and reality. You may stumble upon a property that captures your heart but needs a bit of work to truly become your dream home. This is where the FHA 203(k) loan steps in as a

If you’re like many homeowners, you might be eying a future home improvement project. From kitchens to bathrooms, home offices and gyms, the pandemic spurred a need for an array of amenities to be built within the home. In fact, according to a report by the Joint Center for Housing Centers of Harvard University (JCHS),

From first-time homebuyers to long-time homeowners, renovation loans can provide the financial flexibility needed to upgrade and customize living spaces according to unique preferences and needs, without the immediate financial strain of a large upfront renovation cost. They’re a popular option for making a home feel new again and according to the National Association of

Owning a home is a major milestone with many perks. Financially, it’s a smart investment, allowing you to build equity and enjoy tax benefits like deductions on mortgage interest and property taxes. Beyond money matters, having your own home means stability, a sense of community, and the freedom to make your space truly yours. This

Are you self-employed and dreaming of owning your own home? At Keller Home Loans, we understand the unique challenges faced by entrepreneurs, freelancers, and business owners when it comes to securing a mortgage. That’s why we’re thrilled to introduce our innovative bank statement loan program, designed specifically to cater to the needs of self-employed individuals.

Owning a home is a dream for many, and with the right financing solutions, that dream can become a reality. Whether your clients are first-time homebuyers stepping into the real estate market or seasoned investors expanding their portfolios, having access to innovative loan programs can make all the difference. At Keller Home Loans, we’re committed

As real estate professionals, it’s important to be equipped with accurate information about mortgages to better serve your clients. A misinformed client, or worse, a misinformed agent, could leave the keys to their dream home on the table if not fully immersed in the home buying and lending process. At Keller Home Loans, we know

As the children grow up and move out, many empty nesters may find themselves faced with a newfound freedom and opportunity for change. One common decision during this stage of life is downsizing, also known as “right-sizing,” which involves moving to a smaller home that better fits their current needs and lifestyle. However, the process